WCRC Researched Brand · World's Most Powerful Brands 2026 · Second Global Mega Edition
China Merchants Bank
China Merchants Bank is a Chinese commercial bank widely regarded as the country's leading retail and wealth-management bank, with China Merchants Group as a state-linked shareholder. It serves 224 million retail customers, and its CMB and CMB Life apps are among the largest banking apps in China. In 2025 it reported revenue of RMB337.5 billion and net profit of RMB150.2 billion, with a non-performing loan ratio of 0.94%, a total capital adequacy ratio of 18.24% and wealth-management revenue up 16.9%. It has deployed AI in around 900 business scenarios. WCRC's research found China Merchants Bank strongest in its competitive financial position, in the technology behind its service delivery, in financial stability, and in its clear positioning as a retail and wealth-management bank.
- Region
- Asia-Pacific
- Country
- China
- WCRC research
- Full 50-parameter assessment
What WCRC found
A strong financial position: 2025 net profit of RMB150.2 billion on revenue of RMB337.5 billion.
Advanced digital delivery, with the CMB and CMB Life apps among China's largest and AI used in about 900 scenarios.
Sound financial stability, with a 0.94% non-performing loan ratio and 18.24% capital adequacy.
What holds it back: WCRC found no independently validated sustainability reporting, and like other Chinese banks it faces periodic regulatory fines.
Status in the 2026 edition
China Merchants Bank was assessed in full on all 50 WCRC parameters for the 2026 edition. It is not among the 100 ranked brands.
WCRC publishes scores only for the 100 ranked brands. How WCRC ranks brands.
Most powerful Banking & Financial Services brands
#19 Visa, #34 MasterCard, #39 Nubank, #41 American Express, #49 DBS, #67 Nasdaq
Questions people ask
Is China Merchants Bank in the WCRC World's Most Powerful 100 Brands 2026?
China Merchants Bank was assessed in full on all 50 WCRC parameters for the 2026 edition. It is not among the 100 ranked brands.
Which Banking & Financial Services brands are ranked in 2026?
The most powerful Banking & Financial Services brands in the 2026 ranking are Visa (#19), MasterCard (#34), Nubank (#39), American Express (#41), DBS (#49), Nasdaq (#67).